Terms of payment

In general, we offer payment on account as part of a collective school order or when ordering school equipment. You can also pay in cash or by EC card when you collect your order from the store. The prices listed in the respective offers are final prices. They include all price components including any applicable taxes such as VAT. The delivery and shipping costs incurred are not included in the purchase price, they can be called up via the page "Prices, shipping costs and delivery", are shown separately during the ordering process and are to be borne by you in addition. We offer you

  • Paypal
  • Bank transfer / prepayment as part of a parental order with delivery to a private address
  • Financing

A) Paypal

PayPal is an online payment service that allows you to pay securely, easily and quickly in online stores. For you as a customer, the use of this service is free of charge. After notification of a confirmed PayPal payment, the goods will be dispatched immediately.

And this is how it works:
- Open a PayPal account at www.paypal.de.
- Link your bank account or credit card to your PayPal account.
- Pay for your order with PayPal.

B) Bank transfer / prepayment

For school / parent orders to a private address, please transfer the amount in advance to the account specified below. Once we have received your payment, your order will be dispatched immediately. Experience has shown that transfers are received within 1-2 days. Important: Please state the name of the customer and the order number in the reference field. Payment is made by transferring the invoice amount to the following account: Account holder: ACS Group GmbH Bank: Kreissparkasse München Starnberg IBAN-No.: DE 92702501500009345216 BIC-Code: BYLADEM1KMS Reason for payment: Order number + name

ATTENTION: For payments from non-EU countries, the customer bears the transfer fees.

C) Zinia installment purchase: 

Zinia installment purchase is a payment option in which the invoice amount of the order can be divided into several installments (e.g. 3, 6, 12, 18, 24, 36, etc.). The payment method requires, among other things, a successful credit check by Zinia by Open Bank S.A. (hereinafter referred to as "Zinia").
The first installment must be paid within 30 (thirty) days of shipment. All further monthly payments are due on the corresponding calendar day of the following month (example: shipping date 08.04.2022; first installment payment on 08.05.2022, subsequent payments on the 8th of the following month).
Zinia will inform you of the due date by e-mail and/or text message and provide the payment instructions.
Bank details:
Zinia by Open Bank S.A.
IBAN: DE27 5003 3300 9999 1043 56 BIC : SCFBDE33XXX If an installment is not paid or not paid in full within the payment term, various payment reminders will be sent by e-mail and SMS. Zinia will charge a fee for each payment reminder sent (with a maximum of four reminders being sent).
If the amount due has still not been paid after these payment reminders, the invoice will be passed on to a specialized collection agency, which will then charge its own fees.
You can view the terms and conditions here: https://zinia.com/de/agb.
If you have any questions, please contact Zinia at info.de@zinia.com.